tag:blogger.com,1999:blog-8554669300211186451.post5191356802775966692..comments2023-11-03T07:15:30.936-06:00Comments on A Canadian and Her Money: Bold Choices and Big Steps for Controlling Coststhe money divahttp://www.blogger.com/profile/02728722430433817334noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-8554669300211186451.post-78415563465894735122013-09-20T03:48:06.780-06:002013-09-20T03:48:06.780-06:00Find yourself an Independent Financial Advisor and...Find yourself an Independent Financial Advisor and While you may think you’ve found the best deal at one place, you do not need to look around for other quotes.<br />Property Management Calgaryhttp://calgaryalbertahomesearch.com/mylistings.htmlnoreply@blogger.comtag:blogger.com,1999:blog-8554669300211186451.post-36913053868867680402007-07-19T14:02:00.000-06:002007-07-19T14:02:00.000-06:00Consolidating with one service provider has worked...Consolidating with one service provider has worked for me. For example: <BR/>my cable, phone, long distance plan, internet access, etc. are all with rogers. That gives me an automatic 15% discount, plus free long distance. I just negotiated a free phone with them when I renewed my cell contract...and not the cheapy phone, a nice (normally expensive) one. <BR/><BR/>I'm doing the same with my bank. by consolidating, I've got preferred rates, waived fees, etc. <BR/><BR/>the only drawback is you have to have the personality to haggle. I wasn't so hot on this but my sister is, so she coached me and it's been paying off ever since!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8554669300211186451.post-66144336475445804682007-07-19T13:16:00.000-06:002007-07-19T13:16:00.000-06:00One huge savings area is groceries and such. I'm a...One huge savings area is groceries and such. I'm always surprised by how much people waste when buying food. Bagged lettuce is more expensive than a head of lettuce, for example. Cooking rice is so easy. Why spend the extra $$$ on not-so-tasty prepared rice? Wipes? try rags and regular wash cloths!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8554669300211186451.post-74073638490764366062007-07-19T11:50:00.000-06:002007-07-19T11:50:00.000-06:00I agree and live with all your points. Also, I wou...I agree and live with all your points. Also, I would ad the Canadian used site UsedCanada.com as well as CraigsList. I know I was shocked to find this site last week, it is so much better than CraigsList in Canada.<BR/><BR/>www.usedcanada.com<BR/><BR/>Remember to negotiate all your set monthly bills, at least those which have competition. I know Shaw Cable gave me a six month deal when I mentioned Rogers Cable had a better deal on offer for an internet subscription. Play the "offer me a deal or I walk" card. Businesses need you more than you need them, in most cases we have options. I cancelled my local newspaper subscription, now I buy a copy on the weekend only and often it is a paper from out of town rather than the local options.<BR/><BR/>Cheers, Steve<BR/><BR/>www.healthyexpat.com<BR/>www.eslspider.comAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8554669300211186451.post-1504338999209173282007-07-19T11:12:00.000-06:002007-07-19T11:12:00.000-06:00I happen to agree with #1 and actually think it is...I happen to agree with #1 and actually think it is probably the biggest savings potential of them all. The more and more I read from financially savy people, the more I realize, though better than a car, your home is NOT an investment. A lot of people never sell their home so they never gain from the (generally small over the long term) appreciation anyway. <BR/><BR/>What a difference saving $1000+ / mth for 20+ years will make!!!tellyhttps://www.blogger.com/profile/12633178159277993402noreply@blogger.comtag:blogger.com,1999:blog-8554669300211186451.post-38092914409864527682007-07-19T11:02:00.000-06:002007-07-19T11:02:00.000-06:00I completely agree with #3, 4, 8.However, your fir...I completely agree with #3, 4, 8.<BR/>However, your first point about trying to get the cheapest housing possible could have some drawbacks. Buying in a desireable location will always appreciate more (in an up market) or keep its value better (in a down market), as opposed to a less desireable area. It won't result in larger savings, but in the end when you do sell, you could be significantly ahead (or at the same level, while having been able to enjoy a nicer neighbourhood).Evan Noblehttps://www.blogger.com/profile/16440892926381893952noreply@blogger.com